Most surgical treatments are considered to be very expensive. The price of the equipment, facility, and the skilled professionals all adds up to a costly sum. Most general medical procedures are covered under health insurance, but elective surgery, such as breast augmentation, is not. Most cosmetic surgeons are now offering finance options to those who cannot afford the lump sum.
Financing Options
Breast augmentation financing can be done through two major programs that were made to accompany individuals with their cosmetic surgery costs. Capital One Healthcare Finance and CareCredit are nationwide companies that offer full breast augmentation and breast implant financing.
However, only certain surgeons participate in this financing program. Considerations for financing options should be discussed with individual surgeons during the initial consultation.
Capital One Healthcare Finance
An already growing name in financing and credit, Capital One provides a healthcare financing program that helps individuals pay for their plastic surgery without having to use credit cards. Interest rates are fixed and lower than most credit cards.
There are payment programs that permit up to 60 months for loan pay back. The plan offers breast augmentation financing for prices between $1,500 and $25,000, which can be used to pay for full or partial treatment.
CareCredit
CareCredit is a financing plan that accompanies patients with medical expenses that are not covered by health insurance. It involves setting up a revolving line of credit, up to $25,000, which the individual may utilize to pay for any type of medical treatment; elective or medically necessary.
A huge range of payment programs have become designed and available to work with a patient’s budget. As a breast augmentation financing option, CareCredit possesses the extra benefit of permitting additional expenses to be added, as long as the full line of credit has not been utilized.
How to Apply
No matter which plan you choose, the application process is simple and quick. You can choose to either fill out a brief form at your cosmetic surgeon’s office and a staff member will send it in for you, or you can fill out the easy online application for either Capital One Healthcare Finance or CareCredit on your computer at home.
Either way, you should have your results within a few minutes. You’ll need to contact a plastic surgeon in your area to figure out what types of implant and breast augmentation financing options are available for you.
Costs of Breast Surgery
The cost of breast surgery varies, depending on factors such as geographical location, the types of anesthesia used, the type of surgery chosen, the surgical setting, and the skill of the surgeon. For breast implants, the average cost ranges from $4,000 to $10,000. A breast lift costs between $3,500 and $6,000.
A breast enlargement costs up to $6,000, and a breast reduction costs between $5,000 and $7,000. If you have multiple procedures done simultaneously, the costs will be greater than allowing the procedures to be done separately.